Bill’s Financial Philosophies
“History may be written in the books of the famous – but it is created by the lives of everyday individuals”
THE STORY OF BILL
Bill’s Financial Philosophies
As I said at the beginning, we always saved. First for things in the house we needed, then for always having the Fare to Germany, especially after he left the Railway and we had to pay full fare. First we saved just for me, then for me and Peter, then for all three of us. There always had to be that in the Bank account.
Then one Day we came back from Germany, went to the local Co op to get some money out for Housekeeping, and the account was closed. While we were away the Co-op had gone bankrupt. That truly shattered us, especially Bill. After some years we got about half of it back. But at that time it was a great shock.
Also the money for our Peter was in that Bank, we had saved 2 shilling a week towards his Education later.
Later on, after I had started a full time job, and Peter had finished University, we just saved. In a special Bankbook, for the Mortgage of the House. So that we could pay that off as soon as the owing and saving were level. And we did that with great fun and pleasure. On both our houses over the years. It saved a lot of the Interest on the borrowing. Important, especially to my Bill, but in the meantime for me as well, I had a very good Teacher.
It was Bill’s concern right through our life. Security meant, NEVER owing, NEVER borrowing, and SAVING, in that order. Whatever was offered by his firm in “buying years” to make Pension slightly higher, or pay more to make the Widows Pension 60% rather than 40%, all this was Bill’s concern.
And when he did his bookkeeping, he kept saying “come on, you have to learn” and “I must show you”. And I would say yes, yes, and do nothing about it. I was the older one and most likely go before him anyway. It had to come – and I had to learn the hard way.
And with all that he was such a very, very generous Man. Whenever I had been to Germany by myself, there would be a huge Bouquet of Flowers, and sometime, if it was near an Anniversary, a dozen red Roses, when I came back.
And all Visitors still talk about Bill’s kindnesses and generosity when they came to stay. Bill reckoned that they had paid a high fare to pay us a visit, so all things here would be free. He loved that.
To my dad, financial security meant, NEVER owing, NEVER borrowing, and SAVING, in that order. Whatever was offered by his firm in “buying years” to make Pension slightly higher, or pay more to make the Widows Pension 60% rather than 40%, all this was Bill’s concern. Simple, but not easy. All self-taught and requiring vigilance and disciple. Thank You, Thank You, Thank You, Dad, for the financial foundation you poured.
For myself, I hope that today’s post has, in some way, encouraged you – Dear Reader – to reflect on the life journeys you have and are undertaking.
As well as those undertaken by those who are near and dear to YOU.
You are who you are because of these journeys.
Where is YOUR journey taking you next, I wonder?
Oh, and by the way,
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